Payment history is one of the most important items on your credit report since it makes up the largest percentage of what is calculated into your score.
Items That Affect Your Payment History
What Information is Considered
How Much Was Owed
How Recent Did it Happen
How late was the payment (30,60,90 days)
How Many Late Payments You Have
Having a strong payment history on your credit report will help you look better to lenders when you need a loan for that new home, to upgrade your car or whatever the need may be.
PAY ON TIME!
Clean Slate Credit LLC